国家允许个人炒币吗？个人炒币违法吗？

炒币这个话题似乎成为了一个焦点，但随着各国对于加密货币市场监管的严格，很多人却不了解自己所在的国家允许个人炒币吗？以及自己个人炒币违法吗？一般来说，炒币本身并不违法，但有的时候炒币交易可能会涉及到洗钱、逃税等违法事件上，彼时就会违法，而且有的国家是明文禁止炒币的，因此是否合法还是要根据所在地的法律条文去分析，接下来小编为大家详细说一说这个炒币问题。

The topic of currency speculation seems to be at the centre of attention, but, as countries have strict regulations on the crypto-currency market, many do not understand that their countries allow individual currency-fixing. And is it illegal to do it? Generally speaking, it is not illegal to do it, but sometimes it is illegal to do business with money-laundering, tax evasion, etc., and some countries expressly prohibit it, so whether it is legal or not to be analysed in accordance with the provisions of the laws of the region in which it is located.

在大多数国家，个人拥有、买卖和持有加密货币通常是合法的。然而，法律对于加密货币的法律地位在各国不同，有些国家对加密货币采取友好立场，而有些国家则可能对其采取限制或禁止的政策。

In most countries, it is usually legal for individuals to own, buy, sell and hold encrypted currencies. However, the legal status of encrypted currencies varies from country to country, with some countries taking a friendly stance on encrypted currencies and others adopting a policy of restriction or prohibition.

在一些国家，加密货币可能被视为商品或资产，允许个人进行交易和投资。另一方面，一些国家可能对加密货币采取谨慎态度，可能出台一些监管政策以确保金融安全、防范洗钱和打击其他非法活动。

In some countries, encrypted currency may be considered a commodity or asset that allows individuals to trade and invest. On the other hand, some countries may be cautious about encrypted currency and may have regulatory policies in place to ensure financial security, prevent money-laundering and combat other illicit activities.

2017年9月4日，中国人民银行、工信部和银监会等多个部门发布公告，禁止从事代发行融资活动，交易平台不得从事法定货币与代币、“虚拟货币”相与之间的兑换业务，不得买卖或作为中央对手方买卖代而或“虚拟货币”，不得为代币或“虚拟货币”提供定价、信息中介等服务。

On 4 September 2017, various departments, such as the People's Bank of China, the Ministry of Trade and Communications and the Banking Supervisory Board, issued circulars prohibiting pro bono financing activities and trading platforms from engaging in legal currency and tokens, “ virtual currency & & rdquo; reciprocal exchange operations, not buying, selling or trading as a substitute for a central counterpart or & ldquo; virtual currency & & & ldquo; virtual currency & & rdquo; provision of services such as pricing, information intermediation, etc.

依据我国目前的规定，对于加密货币的买卖、交易，是禁止了各金融机构、交易平台的买卖行为，违反者会被下架APP、吊销营业执照，但并未禁止个人的投资行为，投资者对其行为自担风险。对于炒币这种行为，本身是不涉及犯罪不涉及刑事处罚这些，但是可能涉及行政处罚。

According to our current regulations, the sale and sale of encrypted currency is prohibited for financial institutions, trading platforms, and violators are subject to the suspension of their APPs and licences, but are not prohibited from investing in individuals, and investors are at risk for their actions. For currency speculation, it is not a crime per se that does not involve criminal penalties, but may involve administrative penalties.

民众个人自己炒币并不犯法，和买卖股票的性质是一致的，不会被判刑的。央行、互金办等各部委发的文件都没有定性民众个人炒币违法，但若是在国内开设交易平台、组织群众炒币，就涉嫌非法集资诈骗了。所以，很多从业者在国外设立法律主体，这样可以规避中国法律限制。

The documents issued by various ministries and departments, such as central banks and mutual funds offices, do not make it illegal for a person to pay his or her own money, but they are suspected of illegal fund-raising fraud if they open a trading platform in the country and organize a public campaign. Thus, many practitioners set up legal subjects abroad, thus evading China’s legal limitations.

目前来说国内货币投机本身并不违法，但通过投机洗钱、传销都是非法的。事实上，炒货币投机并不是一个新术语。炒货币指的是我们使用外币到银行的外汇交易中心，并按当前价格的比例购买外币。然后我们等待汇率上升，卖出外币，从而赚取差额。在虚拟货币兴起之前，货币投机就是货币投机。通过利用外币到银行的外汇交易中心，按当时的货币价格购买外币，然后等待汇率上升，卖出外币，以赚取差额.

At present, domestic currency speculation is not illegal in itself, but it is illegal to launder money through speculation. In fact, speculating currency speculation is not a new term. Scattering currency means we use foreign currency to the bank’s foreign exchange centre and buy foreign currency in proportion to current prices. Then we wait for the exchange rate to rise and sell foreign currency, thereby earning the difference.

以上全部内容就是对国家允许个人炒币吗以及个人炒币违法吗这两个问题的解答，在参与加密货币交易之前，个人应该了解并遵守其所在国家或地区的法律法规。法规和法律地位可能会随时发生变化，因此保持对相关法律的了解是非常重要的。需要注意的是，如果是利用倒卖加密货币之名，进行洗钱、诈骗等违法犯罪活动的，就会涉嫌相应的刑事犯罪，比如赌博等等，受到刑事处罚。

All of this is the answer to the question of whether the State allows a person to pay money, and whether it is illegal for a person to pay money, before engaging in an encrypted currency transaction, an individual should know and abide by the laws and regulations of the country or region in which he or she is located. Legislation and legal status may change at any time, so it is important to maintain knowledge of the relevant laws.