数字货币在金融圈的“玩法”与“管理保护”

当下，数字货币是金融市场除了股票、外汇等最火爆的投资方向之一，在发展多年之后，拥有数字资产的人越来越多，想要拥有数字货币的人也越来越多，然而这么多拥有数字资产的人都知道该怎么“玩”它才能即安全又赚钱吗？现在我们就一起来看看，该怎么管理数字货币才是最优选项。

At a time when digital money is one of the hottest investment directions in financial markets, apart from stocks, foreign exchange, etc., years after its development, there are more and more people with digital assets and more and more people who want to own them, but do so so many people with digital assets know how to “play” it to be safe and profitable? Now let's see how to manage digital money is the best option.

一、?数字货币在金融圈可以有哪些玩法

I. What kind of game can of digital money play in the financial sphere

1、囤币、炒币

1, hoarding currency, snooping currency

囤币和炒币是数字货币的传统玩法，两个用法之间就是长线投资和短线投机的区别，囤币是傻瓜式玩法，看好一种币，逢低买来放着不动，如果在行情疯涨中买可能就会成为长期持有，这种玩法相对来说更加适合了解投资市场的投资老手。所以，绝大多数人都喜欢做短线而不喜欢做长线，有不少人从炒币变成小爆发户，也有不少人因为炒币一夜之间败落。炒币让人面临关不小的精神压力，更考验人的综合素质，币圈里一句话说得好，“炒币最重要的第一是心态，第二是心态，第三还是心态”。

Currency hoarding is a traditional game of digital currency. The two uses are the difference between long-line investment and short-line speculation. Money hoarding is an idiotic game, looking at a currency that can be long-term if it is bought at low prices, and it can be more appropriate to know the investment masters of the investment market. So, most people prefer short lines than long-lines, and there are many people who move from coins to small-scale booms, and others who fall overnight because of them.

2、合约交易

2, contractual transactions

合约交易本质上就是期货交易，缴纳一定的保证金买卖期货合约，可以做多做空，也就是所说的杠杆交易。数字币合约交易与商品期货不同的是需要用数字币作为保证金，比如你想交易BTC的合约，那么就需要BTC作为保证金。数字币合约交易的出现，增加了市场的高波动性，吸引了很多以小博大的短线投资者。数字币合约不仅可以投机交易，还可以为你所持有的数字资产套保，避免下跌当中造成的损失。

A contract transaction is essentially a futures transaction, where a certain bond is paid to buy and sell futures, and it can be used as leverage. A digital currency transaction, unlike a commodity future, requires a digital currency as a bond, for example, if you want to deal with a BTC contract, and a BTC as a bond. The advent of a digital currency contract transaction increases the volatility of the market and attracts a large number of short-line investors.

3、期权交易

3, options

期权是一种权利金交易，付出一定的权利金就拥有了在未来某一约定时刻，以某一确定价格买入（卖出）标的资产的权利，期权的合约众多，每一个币种，在不同的时间和价格上都对应着看涨和看跌期权，每一个看涨期权或看跌期权又可以做多（买入方）、做空（卖出方）。期权的买方最多亏损的是你所交的权利金，假如你买入了一张2020年6月份到期的BTC-80000看涨期权，如果在到期前BTC涨到了80000以上，就可以赚一笔，涨得越多，赚得越多，如果没有涨到80000，到期是亏损权利金，当然了，如果判断涨不上去，可以在到期之前平仓的，损失一部分权利金。而卖方是收取权利金的，假如你卖出了一张2020年6月份到期的BTC-80000看涨期权，到期前涨不到80000，就赚取买方损失的权利金。期权有四种基本的玩法：买入看涨（涨了赚钱），卖出看涨（不涨或跌了赚钱），买入看跌（跌了赚钱），卖出看跌（不跌或涨了赚钱）。期权交易的策略众多，可以根据自己需求定制。

If you buy a BTC-80000 in June 2020, if you increase a BTC-80000 in June 2020, you can earn a sum, if it rises by 80,000, and if it does not rise by 80,000, each will lose a right, and if it does not rise by 80,000, you can lose a portion of the right before it expires. The seller is charging a right, if you sell a BTC-80000 in June 2020, you can earn a sum, if it rises by 80,000, and the buyer’s right is lost by 80,000, and, of course, if it is judged not to rise, you can lose a portion of the right before it expires. The seller is charging a right, and if you sell a BTC-8000 in June 2020, you can earn an amount, if it rises by 80,000, and if it does not rise by 80,000, the buyer’s right is lost by 80,000.

4、借贷

4, Lending

在传统金融领域信贷市场是不可或缺的一部分，信贷市场的主要功能是调剂暂时性或长期的资金余缺，促进国民经济的发展，同时也是中央银行进行信贷总量宏观调控，贯彻货币政策意图的主要场所。通过区块链技术为借贷双方做撮合，进行主流数字货币的币币借贷，平台赚取手续费，可以在不卖币的情况下通过质押借贷的方式满足资金周转的需求。

In the traditional financial sector, credit markets are an integral part of the credit market, whose main function is to facilitate the development of the national economy by modulating temporary or long-term capital surpluses, while at the same time being the main venue for the central bank’s macro-regulation of credit aggregates and the pursuit of monetary policy intentions. Through block-chain technology, both lenders and lenders combine, and borrow money in mainstream digital currencies.

当下，想要轻松的玩转数字资产，最简单的操作方法就是借助交易平台，数字资产交易平台的出现大大的降低了币圈的门槛，小白同样可以成为币圈达人。OKEx作为全球交易量第一的数字资产交易平台，推出了合约、期货等通过杠杆进行交易的产品，帮助投资者增加了投资选择。与此同时，在矿池开发、风险控制、合约数据等方面不断精进，为投资者提供了最全面的投资数据和最安全的交易环境。可见，想要轻松“把玩”数字货币，如何一个好平台也是一个重要的命题。

At this point, the simplest way to move digital assets easily is to use a trading platform, where the emergence of digital asset trading platforms significantly lowers the threshold of the currency circle, and where small whites can also be the currency. OKEx, as the digital asset trading platform at the top of the global volume, has introduced products such as contracts, futures, etc. traded through leverage, helping investors to increase their investment choices.

二、如何管理数字货币

ii. How to manage digital currencies

1、善用钱包管理好密钥

1, good wallet management key

数字钱包是存储和管理、使用数字货币的工具，它是一个存储加密货币的软件程序或者硬件设备，从形式上，类似于网络银行的账户，也有客户标识、账号、密码。数字钱包的密码就是“私人秘钥”，在区块链的世界里，一旦你弄丢私人秘钥，钱包就永远也不再属于你，但是现在的数字钱包都支持备份助记词，所以数字钱包很安全，2019年6月，OKEx宣布平台钱包升级，除了支持BTC、LTC、ETH、EOS等数十条主链之外，现已支持USDK、USDT、TUSD等九大主流稳定币，未来还将支持Facebook发起的稳定币Libra，是一个新手入坑的优质选择。

The digital wallet is a tool for storing and managing the use of digital money. It is a software program or hardware device for the storage of encrypted currency, in its form, an account similar to that of a network bank, with a customer identification, account number, and password. The password for the digital wallet is the “private key”, and once you lose your private key in the chain of blocks, the wallet will never belong to you, but the digital wallet now supports the backup notes, so the digital wallet is safe. In June 2019, OKEx announced the upgrade of the platform wallet, which, in addition to supporting dozens of major chains such as BTC, LTC, ETH, EOS, has now supported the nine mainstream stabilizing currencies, such as USDK, USDT, TUSD, and will in the future also support Facebook-initiated stable currency Libra, a high-quality choice for entry into the pit.

由于各大数字资产交易平台的发展和创新，现在无论是想要管理数字资产还是想要获取数字货币，都已经可以通过简单的操作来实现，币圈不再神秘，小白也可以轻松玩转，是不是心动了？

As a result of the development and innovation of the major digital asset trading platforms, both the management of digital assets and the acquisition of digital money can now be achieved by simple operations, the currency circles can no longer be mysterious and the whites can easily spin, is it not?