说起DeFi，其实它的爆火可以追溯到去年底开始流行的Yield Farming，一般我们会将其翻译为流动性挖矿，它的意思就是用户通过与DeFi平台互动或是提供流动性，就能获得该平台发行的代币作为奖励，其中提供流动性的方式包括了在平台交易、抵押资产、放款以及借款等。这个概念其实比较类似于2018年提出的交易挖矿的概念，都是使用平台服务来获得治理代币的一种空投。很多投资者还不知道DeFi有什么应用？下面就让小编为大家介绍一下这个DeFi的应用场景。
Speaking of DeFi, its fire dates back to Yield Farming, which began to be popular at the end of last year, and we usually translate it into mobile mining, which means that users can get money from the DeFi platform as an incentive, either by interacting with the platform or by providing it with liquidity, which includes trading at the platform, collateralizing assets, lending, borrowing, etc. The concept is more similar to the concept proposed in 2018 of trading mining, which is an air investment in using platform services to manage the currency. Many investors do not know what DeFi can do.
【最广泛的应用：去中心化交易所】
这个应用是DeFi最火的炒作噱头，用户可以通过以太坊智能合约，不通过中心化交易所完成数字资产的交易。
This application is DeFi's hottest frenzy, and users can do digital asset transactions through the Etherm smart contract and not through a centralized exchange.
虽然中心化交易所使用体验更加、流动性更好，但却频频遭到黑客攻击，用户资产安全得不到保证。
While centralized exchanges experience greater mobility, they are subject to frequent hacking and the security of user assets is not guaranteed.
与中心化交易所的另一个区别在乎，去中心化交易所采用AMM自动做市商模式(Automated Market Makeamm)，而不采用传统订单簿模式，它们利用智能合约形成流动性池，自动执行交易。
Another difference from a centralized exchange is that the decentralized exchange uses the AMM automatic marketing model (AMM), rather than the traditional order book model, which uses smart contracts to form a liquidity pool and automatically execute transactions.
【DeFi的基石：抵押借贷】
去中心化抵押借贷首要功能是可以提供去中心化稳定币，比如抵押以太坊可以借出稳定币。
The primary function of de-centralized mortgage lending is to provide de-centralized stabilizers, such as mortgages and mortgages.
用户可以像在银行一样，存入资产赚取利息，也可以付出利息来贷出资产，与银行不同之处在于利息由算法来实时调整，更加利率市场化。并且通过智能合约，保证了出借人的资金安全。
As in the case of banks, users can earn interest by depositing assets, or by paying interest to lend assets. Unlike banks, interest is adjusted in real time by algorithms to make interest rates more marketable.
【去中心化衍生品】
在中心化世界里，衍生品市场的规模是其现货资产成交量的4-5倍，去中心化衍生品交易却远不及中心化交易，当前仍处于早期发展。
In a centralized world where derivatives markets are four to five times the volume of their off-the-shelf assets, decentralized derivatives transactions are far from centralized and are still developing at an early stage.
DEX衍生品分类方式很多，按照撮合方式可以分为AMM与订单薄两种类型。
DEX derivatives are classified in a variety of ways and can be divided into AMM and order sheet types by sorting.
按照产品功能，可以分为六种类型，分别为永续合约(Perpetual)、期权(options)、基于Layer 2的稳定币(Stablecoin)、利率衍生品(nterest Rate Derivatives)、二元期权(Binary options)、波动率指数(Volatility Indices)
Depending on the product function, there are six types of durable contracts (Perpetual), options (Stablecoin) based on Layer 2, interest rate derivatives (neast Late Derivatives), binary options, Volatility Index (Volatility Index)
【去中心化预言机】
DeFi只能在链上获取和记载数据，而要与获取链下数据，则需要通过预言机来实现。
DeFi can only access and document data on the chain, and access to data under the chain requires the use of a foreword machine.
如市场价格大跌时，DeFi合约会出现流动性降低和强制清算，就是因为预言机监测到链下价格大幅下降，为了维持DeFi合约的稳定性采取的行动。
In the event of a sharp fall in market prices, the DeFi contract would be subject to reduced liquidity and forced liquidation, as a result of actions to maintain the stability of the DeFi contract, as a result of a proximate monitoring of the sharp decline in prices below the chain.
传统金融行业，依赖于银行等机构充当中间人等角色，依赖于法院提供仲裁。
The traditional financial sector relies on institutions such as banks to act as intermediaries and on courts to provide arbitration.
DeFi应用不需要任何中间人或者仲裁机构。在代码之中，设定了对于任何潜在争端的解决方案，也不需要中间人，因为用户完全控制自己的资产。这种方式，降低了提供 产品和使用产品的成本，使得金融系统更为流畅，阻碍更小。
The DeFi application does not require any intermediary or arbitration body. In the code, there is no solution to any potential dispute, nor is there an intermediary, because the user has complete control over its assets. In this way, it reduces the cost of providing and using products, making the financial system more fluid and less obstructive.
随着新型金融服务在区块链之上部署，消除了中心化实体所带来的单点障碍问题。数据会记录在区块链上，并且在上千个节点之间传播，若想对其进行审查、或者关闭服务，会非常复杂且成本高昂。
As new types of financial services are deployed above the block chain, the single-point barrier posed by the centralised entity is removed. Data are recorded on the block chain and disseminated between thousands of nodes, and it is very complex and costly to review or close the service.
由于用于DeFi应用程序的框架可以预先构建，因此部署一个DeFi应用将变得更加简单和安全。
As the framework for the DeFi application can be built in advance, the deployment of a DeFi application will become simpler and safer.
这一开放式生态系统另外的显著优势是，为原本被排除在金融系统之外的人们降低了使用门槛。由于传统金融系统依赖于中间人创造利润，因此，传统金融服务无法通常为低收入社群提供服务。然而，借助于DeFi，显著降低了成本，低收入人群有机会获取更多的金融服务。
As traditional financial systems depend on intermediaries to generate profits, traditional financial services cannot usually serve low-income communities. However, with DeFi, access to financial services is significantly reduced and low-income people have access to more.
现在DeFi发展的速度非常快，但是现在DeFi的发展还面临着非常多的挑战。首先就是现在DeFi的性能还非常的差，DeFi应用的开发者需要经其性能限制考虑在其中，在对自己的产品进行一定的优化。其次就是它不太好的用户体验，现在DeFi应用程序的用户还想需要付出一些额外的努力，DeFi想要成为全球金融系统的核心组成部分，它还需要为用户提供一些切实的利益，这样才能够鼓励与用户开始使用DeFi的产品。
The first is that DeFi’s performance is still very poor, and the developers of the DeFi application need to think about it in terms of performance limitations and optimize their products. The second is its poor user experience, and now the users of the DeFi application need to do some extra work. DeFi wants to be a central part of the global financial system, and it needs to provide practical benefits to users so that it can encourage users to start using the DeFi product.
以上就是DeFi有什么应用?DeFi应用场景及优势介绍的详细内容，更多关于DeFi应用介绍的资料请关注脚本之家其它相关文章！
This is what DeFi's use is? More information about DeFi's application, more details about what DeFi's application is about, please focus on other relevant articles from the Script House!
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