周五,国务院金融委召开会议,要求坚决防控金融风险。打击比特币挖矿和交易行为,坚决防范个体风险向社会领域传递。要维护股、债、汇市场平稳运行,严厉打击证券违法行为,严惩金融违法犯罪活动。要严密防范外部风险冲击,有效应对输入性通胀,加强预期管理,强化市场监管,做好应对预案和政策储备。
On Friday, the Finance Committee of the State Council meets to demand that financial risks be firmly controlled. fights against bitcoin mining and trading and is determined to prevent individual risks from being transmitted to the social sphere.
此前,三大金融协会发声预警加密货币风险(参见前文再见,比特币),果然只是个开始,金融委的表态基本上给加密货币定了性。金融委的层级如果大家不是很清楚,可以查查当初蚂蚁暂停上市的过程,杰克马至今还没缓过劲来。
Previously, three financial associations gave early warning of encrypted currency risks (see 今日周末,借这个机会聊聊我为什么从不碰加密货币。 This weekend, I take this opportunity to talk about why I never touch an encrypted currency. 我们首先得承认区块链技术是一项技术创新,区块链和加密货币是两个概念,区块链是加密货币的技术基础。区块链技术有广泛的应用领域,说得更大点可能会给人类社会带来更深刻和更广泛的影响,不仅仅是生产技术和经济领域,甚至达到社会结构和形态,这个比较敏感就不深入了,有兴趣的朋友可以私聊。 We must first acknowledge that block chain technology is a technological innovation , that block chains and encrypted currency are two concepts, and that block chains are the technological basis for crypto-currency. The block chain technology has a wide range of applications, and that greater use of it could have a deeper and broader impact on human society, not just on production technology and economics, but even on social structures and patterns. 但是,加密货币价值极低。我们知道经典的货币理论认为,一种“资产”要成为货币,需要具备几个基本条件。最早人类是没有货币的,交易只能通过物物交换,随着社会生产力的发展,出现了以贝壳为代表的原始货币,这也是绝大多数跟钱相关的汉字都是贝字旁的原因,再后来人们发现以金银为代表的稀有金属在储存方面根据优势,于是出现了以黄金为基础的货币体系。直到这个时候,货币自身还是能够体现其真实的价值。再后来ZF觉得连贵金属流通都很不方便,于是出现了附加ZF信用的铸币,以铜为代表的货币符号出现了,这时候货币也还能体现一部分自身的价值。最后,ZF干脆做得更彻底,用纸币来全面覆盖货币(今天各国央行在研发的数字货币是纸币的一种载体,严格来说还算不得一种货币形式的演进),要知道纸币本身价值几乎为零,为什么它能用来买东西,其实就是背后有ZF信用背书。以比特币为代表的加密货币还没有得到任何一国ZF的承认,所以更谈不上ZF信用的背书了,单从这一点来看,加密货币除了技术价值和流通价值以外再没有半点价值。 However, encrypt monetary values are very low . We know that the classic monetary theory that an “asset” represents the original currency requires several basic conditions in order to become a currency, which is why the vast majority of money-related characters are in print. Then, with the emergence of a monetary system based on 那么问题来了,加密货币的真实价值是多少?技术价值和流通价值如何评估?其实这些价值是很难估算的,这也是导致目前加密货币价格大起大落的重要原因之一(另一重要原因是炒家的操纵),但有一点是肯定的,那就是目前价格是严重高估的。 So, the question is, what is the true value of encrypted money? How is the value of technology and circulation evaluated? These values are difficult to estimate, and this is one of the major reasons for the current price boom (an important reason being the manipulation of snobbery), but one thing is certain: the current price is grossly overestimated. 先说流通价值,加密货币的区块链技术基础帮助它可以在国际间自由流通,同时也不可避免地夹杂了XQ等非法金融活动。此前各国ZF没有管制,流通价值还能有所体现,但是随着管制升级,其实从技术角度讲要掐断加密货币的流通并不是难事。ZF管制加密货币的原因绝不仅仅是XQ、挖矿能耗、炒作风险那么简单,铸币权才是核心,因为铸币权是一个ZF核心权力之一,重要性甚至不亚于军事权,用脚趾母都能想到ZF的严管只是时间问题,一旦这一天到来,加密货币的流通可能会收缩到地下QZ和部分游戏领域,其流通价值将降至接近于零的水平。 First, the circulation value , the technical base of the block chain of encrypted currency, which helps it move freely internationally, and inevitably combines illegal financial activities such as XQ. National ZFs were not regulated, and the circulation value can still be reflected, but it is not difficult to cut the circulation of encrypted currency from a technical point of view as regulations are upgraded. The reason for the control of encrypted currency is not simply XQ, mining energy, and risk, but the right to cast currency is at its core, because the right to cast currency is one of the core powers of the ZF, even less important than military power, and toes can think that ZF's strict regulation is only a matter of time. Once this day comes, the circulation of encrypted money may shrink to underground QZ and parts of the game, and its circulation value will fall to a level close to zero . 再说技术价值,以目前的技术水平,确实能打造出每一枚都独一无二的比特币,但是这就有价值了吗?世界上找不出完全相同的两片树叶,试想我们把每一片树叶的数据打个包,是不是也能因为它的唯一性而价值连城呢?这个比挖矿成本低很多吧?再者,计算机技术是进步的,而且遵循摩尔定律,建立在计算机技术上的加密货币可能很快又会被新的技术颠覆,到那时真的就一文不值了。所以本质上来讲加密货币的技术价值是个伪命题。当前更多的是被炒家当做筹码来开展博弈罢了。 Again, the technical value of is much lower than the cost of mining. Also, 说了这么多,无非是告诉“投资者”远离加密货币,当然如果只是抱着“小赌怡情”的心态去赌一把,倒也无可厚非,毕竟明知道麻将不创造价值,还是有那么多人久坐在麻将桌前。 All that has been said is to tell “investors” to stay away from the encrypt currency ----------------------------------- “吾生也有涯,而知也无涯。”即便努力拓宽认知范围和加强认知深度,人的认知依然是有限的,因此不足之处在所难免,欢迎指正。 “I have a career, I know nothing.” Even if efforts are made to broaden the scope and deepen the depth of knowledge, people's perception remains limited, so deficiencies are inevitable and welcome. “知易行难”,认知和践行是两回事,认知到位不见得就能践行到位,“知行合一”才是正道。 "Know what's easy." Awareness and practice are two things. If you know what's right, you know what's right.
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