去中心化借贷理财EDF介绍 去中心化借贷理财 EDF 介绍一、DEFI是什么？Decentralized finance,去中心化金融,俗称DeFi...
资讯 2024-06-28 阅读:50 评论:0去中心化借贷理财EDF介绍
To centralize lending and finance 一、DEFI是什么? What is DEFI? DeFi的特点: DeFi features: 二、EDF和普通DEFI从以下几方面的对比: II. 普通的DeFi的风险: Normal DeFi risk: 1、可用性风险。如前所述,DeFi具有很强的自由性,人们可以像乐高一样通过对金融原语进行组合来实现非常复杂的产品。这一方面当然可以满足更广大用户的独特金融需求,但从另一方面看,它也可能增加人们识别产品的难度,从而减少产品的使用。更为麻烦的是,过于复杂的产品设计可能让人们难以看透产品背后蕴含的风险,很可能让欺诈等问题意外增加。 As noted earlier, DeFi is very liberal, and one can combine very complex products like Lego. This can certainly meet the unique financial needs of a wider user, but on the other hand, it can also make it more difficult to identify products and thus reduce their use. More problematic is the fact that overly sophisticated product design may make it difficult to see the risks inherent in products and may cause problems such as fraud to increase unexpectedly. 2、集中化风险。虽然从理论上讲,DeFi具有去中心化的特色,但事实上,购成DeFi系统的某些基础性功能却是由一些公司开发的,因此在事实上,它依然难以回避集中化风险。举例来说,在以太坊上,DeFi贷款协议Compound在设计上就允许中央管理员对其进行升级。显然,在这种设计下,很难实现真正的去中心化。 2. Centralization risks. While DeFi is theoretically decentralized, in fact some of the underlying features of the DFi system are developed by companies, in fact it remains difficult to avoid the risk of centralization. For example, in Ether, the DeFi loan agreement Compoun allows central administrators to upgrade it. 3、流动性风险。对于金融来讲,流动性是至关重要的。然而,如果DeFi建立在某条区块链上,那么当系统交易量急速扩大,而区块链系统的扩展性赶不上交易量的增速时,就可能出现拥堵,从而对流动性造成巨大影响。 3. Liquidity risk. For finance, liquidity is essential. However, if DeFi is built on a block chain, there may be congestion when the volume of transactions in the system expands rapidly and the expansion of the block chain system does not keep pace with the increase in the volume of transactions, which has a significant impact on liquidity. 4、是黑客攻击风险。DeFi系统的运行需要由智能合约进行保证,但是对智能合约的代码进行审核并不是那么容易的。只要智能合约中存在着任何漏洞,它就可能称为黑客攻击的对象。而区块链的特征决定了,如果欺诈和虚假交易达成,它们将几乎是不可逆的,这就让黑客攻击所可能造成的危害比传统环境下更大。 As long as there are any loopholes in a smart contract, it may be called the target of a hacking attack. The characteristics of a block chain determine that, if fraud and a false transaction are made, they will be almost irreversible, making hacking more dangerous than in a traditional environment. 这里尤其需要指出的是,在传统的条件下,黑客们攻击金融系统时所凭借的主要是他们在计算机技术上的优势,而在现有的DeFi生态下,由于各链、各应用之间的互通性还并不是那么好,因此跨链、跨应用之间的套利机会可能是很大的。这时,即使一个计算机本领不那么强的人,只要他有足够的金融知识和足够的市场嗅觉,就也可以成为黑客,对DeFi系统进行攻击。 In particular, under traditional conditions, hackers attack the financial system mainly on the basis of their technical advantages of 三、EDF的优势有哪些呢? III. What are the advantages of 1、系统安全性高:在EDF去中心化的区块链网络中,因为是完全去中心化的,无中心节点可攻击,所以用户资金绝对安全; 1. High system security: centralized 2、交易安全性高:真实资产抵押保本,EDF去中心化的交易方法便捷而简单,无第三方介入,不需要担心信息的泄露; High transaction security: 3、节约性好:由于去中心化处理方式较传统处理方式更为简单与便捷,因此在大数据量交易同时进行时,EDF去中心化的方式会节约资源。预先分红穿越牛熊市; 3 - Good economy: 4、自主高效性:人工智能收益稳定,不分本金不加杠杆。EDF去中心化的区块链技术,无需第三方介入,点对点直接交互,使得高效率、无中心化代理、大规模的信息交互方式成为现实。 4. Auto-efficiency: Artificial intelligence gains are stable, regardless of the principal. 5、价值长期有效,随进随出:根据EDF协议,借方和贷方通过流动性交易池进行交易,而不是与交易对手进行匹配。每个贷款和借款的利率由池子的流动性大小来确定,即由贷方提供的货币总数量和借方的需求总数量之间的比率而波动。EDF不设置固定的贷款期限,贷款人可以把资金存入贷款池子持续赚取利息,并随时提取资产。当平台主体获得丰厚的利润时,普通股股东会享受到更多的利益,属于价值投资长期主义。 The interest rate for each loan and loan is determined by the liquidity size of the pool, i.e., the ratio between the total amount of money provided by the lender and the total amount of the borrower's needs. The EDF does not set a fixed loan term, and the lender can keep the money in the loan pool to earn interest and withdraw the assets at any time. When the platform's principals obtain a substantial profit, the ordinary stockholders will enjoy a greater interest than the value investment long-term. 四:行业痛点 IV: Industry pains 1本金安全: 1 Principal security: 本金越安全通常收益越低; The safer the principal, the lower the usual return; 收益超高通常本金不安全。 Exceeding returns are often unsafe for principal. 2、风险承担: 2. Risk-taking: 保本产品收益非常低; (b) Low returns on the products; 高收益通常伴随高风险。 High returns are often accompanied by high risks. 3、投资周期: 3. Investment cycle: 随进随出的产品通常收益低或有风险; (c) The products that come in and out are usually low-yielding or risky; 正规金融产品投资周期大多都较长。 Most formal financial product investment cycles are longer. 4、现金流: 4. Cash flow: 投资后有稳定现金流收益的金融产品非常少且收益低,或者是资金盘; Financial products with stable cash flow gains after investing are very few and low returns, or a pool of funds; 正规金融产品大多数是封闭期结束后清算收益。 Most of the formal financial products are the proceeds of liquidation after the closure period. 5、长期红利: 5. Long-term dividend: 短期产品无法获得市场中长期红利; Short-term products do not have access to medium- and long-term market dividends; 中长期产品能够获得长期红利,但又无法随进随出。 Medium- and long-term products can yield long-term dividends, but they cannot follow. 五、解决行业痛点: V. Addressing industry pains: 安全保本收益稳定随进随出的去中心化借贷理财产品 Safeguard proceeds are stabilized and decentralised. 去中心化合约抵押物保证本金安全 To centralize the contract collateral to keep the principal safe. 2、去中心化合约抵押物保证客户本金亏损由平台承担 2. Decentralized contract collateral to ensure that the principal loss of the client is borne by the platform 3、凭证挂卖机制保证客户本金随进随出 3. The voucher-selling mechanism ensures that the principal money of the client goes in and out. 4、静态收益保证每天有现金流收益到账 4. Static income guarantees daily cash flow gains to account 5、动态收益保证推广团队可以赚取安全稳定的收益 5. Dynamic returns guarantee safe and stable returns for extension teams 6、交易收益是操盘团队上一个周期交易产生的利润,作为额外收益分给凭证持有人 6. Gains on transactions are profits from a previous cycle of transactions by a crew, which are allocated to the voucher holder as an additional gain 7、产品穿越牛熊,收益巨大,可以保证赚取长期红利 7. Products 8、预先分红机制拉平牛市熊市收入差,确保长期稳定现金流收入 8. Pre-segregation mechanism to draw up a poor income in Cow City to ensure long-term stabilization of cash flow income 六、 EOTC介绍 VI. Introduction by EOTC EOTC是全球首个去中心化OTC交易所,是通往虚拟世界的信任桥梁,是未来元宇宙的经济入口。EOTC以安全第一为服务宗旨,正在努力成为全球用户量最多交易量最大的去中心化交易所,为现实世界的用户架起通往虚拟世界的信任桥梁。 EOTC is the world’s first decentralised OTC exchange, a bridge of trust to the virtual world, and an economic portal to the future meta-cosmos. With security first in mind, EOTC is working to become the decentralized exchange with the largest number of users in the world and to build a bridge of trust to the virtual world for users in the real world. EOTC的愿景是在创建不受任何中心化组织机构控制的高效、公平与无须信任的去中心化的交易所,让用户在完全自主掌握个人资产的前提下进行高效科学的交易。并通过EOTC实现全球化数字经济汇兑自由、交易自由、金融自由。 The vision of EOTC is to create an efficient, fair, and untrustworthy decentralized exchange that is not controlled by any central organization, allowing users to engage in efficient scientific transactions with full ownership of their personal assets. Globalization through EOTC freedom of exchange, free trade, and free finance. EOTC将不断发展项目生态产品体系,业务范围将覆盖去中心化OTC交易所、去中心化币币交易所、去中心化借贷交易所、去中心化合约交易所、去中心化理财、去中心化身份系统、去中心化应用系统、NFT、元宇宙、DAO等多种产品线于一体的丰富生态,构建强大的EOTC生态王国。 EOTC will continue to develop the project's eco-product system, which will cover the decentralized OTC exchange, decentralized currency exchange, decentralized lending exchange, decentralized contract exchange, decentralized finance, decentralised identity system, decentralized application system, NFT, meta-cosmos, DAO, etc. 七、 EDF 介绍 VII. EDF(EOTC Decentralization finance)是EOTC推出的安全保本低风险高收益的去中心化借贷理财产品。EDF以让每一分钱都发挥最大的价值为经营理念,努力成为区块链世界的伯克希尔哈撒韦。 EDF在不可篡改不可伪造的公链借贷合约上,抵押真实资产,向客户借得稳定币,用于区块链现货非杠杆量化交易。 EDF基于长期主义价值投资的理念,投资现货、不加杠杆、智能量化,安全稳定穿越牛熊。 EDF效仿伯克希尔哈撒韦的股权机制,发明链上合约投资凭证交易模式,解决客户流动性问题,间接实现客户奖金随进随出。 EDF创新地采用预先分红机制,调节内在价值与实际交易收入之间的时间差和牛熊差。从而让客户得以稳定的分红收入。 EDF时刻谨记使命,保住客户本金,坚持长期主义,努力成为区块链世界价值投资典范。 八、建议如下: The recommendations are as follows: 炒短线大多是亏损 It's mostly a loss. 根据权威统计 According to authoritative statistics 炒股票的用户亏损概率是92% The probability of losing 92% of the stock. 炒币的用户亏损概率是95% The probability of user loss is 95%. 加杠杆炒合约的用户亏损概率是98% The probability of a user loss on a leveraged contract is 98%. 长期持有才能赚大钱 Long-term possession makes a lot of money. 有证券公司员工讲一个笑话 There's a joke from a securities employee. 我们的客户中赚钱的三种情况 There's three ways we make money out of our clients. 1,客户死亡 1. Client death 2,客户忘记了账户 Two, the client forgot the account. 3,账户处于冻结 Three, the account is frozen. 长期主义价值投资 Long-termist value investments 在投资市场想要赚大钱,就要像巴菲特那样坚持长期主义做价值投资 If you want to make a lot of money in the investment market, you have to stick to long-termism for value investment like Buffett did. 可是长期投资,客户的资金被锁死,有急事取不回本金,长期不分红客户难接受 But with long-term investments, clients' funds are locked down, they can't recover their principal in urgent cases, and long-term customers can't accept it. 巴菲特的伯克希尔哈撒韦的股权机制 The equity mechanism in Birkh-Shir Hasawe of Buffett. 不可退股不分红 You can't quit without the red. 但股票可以交易 But the stock can be traded. 等于可以间接退股分红 It's equivalent to an indirect drawback. EDF效仿伯克希尔哈撒韦的股权机制,发明链上合约投资凭证交易模式,解决客户流动性问题,间接实现客户本金随进随出。 EDF 有足够的时间周期做价值投资
Decentralized finance,去中心化金融,俗称DeFi,DeFi是一种创建于区块链上的金融,它不依赖券商、交易所或银行等金融机构提供金融工具,而是利用区块链上的智能合约(例如以太坊)进行金融活动。DeFi平台允许人们向他人借出或借入资金,交易加密货币,并在类似储蓄的账户中获得利息。截至2020年10月,超过110亿美元被存入各种去中心化金融协议。至2021年 8月底,已经有超过1500亿存入各种去中心化金融协议。
Decentralized finance, decentralised finance, commonly known as DeFi, a financial facility created on the block chain, which does not rely on financial instruments such as voucher dealers, exchanges, or financial institutions such as banks, but uses smart contracts on the block chain (e.g., Ether). The DeFi platform allows people to borrow or borrow funds, trade in encrypted currency, and earn interest on accounts with similar savings. As of October 2020, more than $11 billion had been deposited into various decentralized financial agreements. By the end of August 2021, more than $150 billion had been deposited into various decentralized financial agreements.
当前金融体系的全球性、开放性替代方案。
允许您借贷、储蓄、投资、交易等等的产品。
基于任何人都可以用来编程的开源技术。
DeFi的组成:
DeFi有六个主要组成部分,即借贷、稳定币、去中心化交易所、衍生品、保证金交易和保险。
Global, Open Alternatives to the Current Financial System.
allows you to borrow, save, invest, trade, etc. products.
is based on open-source technology that anyone can use for programming.
DeFi composition:
DeFi has six main components, namely borrowing, stable currency, decentralized exchange, derivatives, bond trading and insurance.
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