14天用虚拟货币“洗白”770万元！新型“黑产业链”来了

警惕！14天用虚拟货币“洗白”770万元！新型“黑产业链”来了

"Strange" alert! Seven million dollars in virtual currency for 14 days! The new "Black Industry Chain" is here.

[https://removemvemmp4”data-video srcec="https://removemap4"data-video=https://https://removepmp4"data-data.neteace.com/4c68f 668f668d439685c 18484f0bn.netase.net.net.com/c6688088881818181811e03ceef3fc3fc3dd20888881804fd30d30d30cata20404fofofofofofofofafrefetafofofofof20777777777777777777777fafafofafofafofofofofofofofofofofofofofof77777777070707070707afafafofafofafofafofafofafofofofofofofofofofof222inta2int2int_2int_2bgd8dce8a38b_2d2d2bm2d2d2d2d2d2d2d2bm2d2d2d2bm2d2bm2t_2d2bm2d2d2d2d2d2d2d2bm2t2t2t2t2t2b_2bof2bof2bof2t2t2t2t2t2t2t_2b_2t2t2t2t2t2t2t2t2t2t2t2t2t2bof2t2t_2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t2t<<<<<2t2t2t2t2t2t2t2t2t2t2t2bof2bof2bof2bof2bof2bof2bof2bof2bof2bof2bof2bof2bof2bof2t

利用虚拟货币披上一层隐蔽外衣，成为近几年犯罪分子惯用的新手段。

The use of virtual currency under cover has become a new tool that criminals have used in recent years.

被“神化”的荐股大师、“一对一VIP”的会员服务、“低风险高回报”的投资平台……随着投资理财热情高涨，各类荐股骗局层出不穷，明明知道投资有风险，却还沉迷在骗子编织的骗局里，幻想“一夜回本”，结果陷入虚假平台的投资陷阱。

“One-to-one-VIP” boardmasters, “one-to-one-VIP” members, “low-risk-high-return” investment platforms...As the investment money booms, various types of offers lie, knowing that the investment is risky, but fascinated by frauds woven by liars who fantasize about “one-night-to-one-night-back” and end up trapped in a false platform’s investment trap.

现在，这类“杀猪盘”“虚拟盘”“网恋陷阱”产生的黑钱向更隐蔽的虚拟货币平台转移，一条利用虚拟货币洗钱的非法产业链逐渐浮出水面。

Now, the black money generated by the “virtual disk” of this “virtual disk” has been diverted to a more hidden virtual money platform, and an illegal industrial chain that uses virtual currency to launder money has gradually surfaced.

传统“荐股”套路 新型洗钱手段

Traditional “initiative” suite New money laundering techniques

2020年6月，浙江省绍兴市民李先生莫名其妙被拉进“李智VIP”炒股微信群。群内不断弹送各类股票买卖信息，还有一名“金牌理财师”每天定时推送直播链接，讲授荐股课程。李先生是一名刚入股市的“小白”，对直播间的荐股课程深信不疑。

In June 2020, Mr. Lee, a citizen of Xiaocheng, Zhejiang province, was taken for granted into the Li Jivip micro-credit group. The group continued to send information on stock sales of all kinds, and a “gold money manager” regularly delivers a link to the proposal on a daily basis. Mr. Lee, a new member of the stock market, was convinced that the offer was being made on a live basis.

由于微信群内时常有人晒出投资盈利“截图”，并吹嘘群内交流的炒股信息很受用，直播间推荐的“天达国际”平台荐股准、收益高，投资“小白”李先生心动了，很快成为骗子眼中的“肥羊”。

Because of the fact that some people within the micro-message often tanned the profit-making picture of investment and boasted about the usefulness of the stock-sharing information exchanged within the group, the recommended “Tianda International” platform during the live broadcast was well received, with high returns, and Mr. Lee, who invested in it, was moved and quickly became a “fat sheep” in the eyes of the liars.

李先生下载了“天达国际”APP，先后向平台内投入资金512万元。谁知刚交了钱，平台的App和网页都崩溃了，李先生这才发现上当被骗，立刻选择报警。

Mr. Lee downloaded the APP from Tenda International, and spent $5.12 million on the platform. Whoever knew that the money had just been paid, the platform's App and the web page had collapsed, so Mr. Lee found out that he had been tricked and immediately chose to call the police.

绍兴市公安机关经侦查发现，李先生被骗的款项在层层流转后，最终流入虚拟货币交易平台。而李先生被骗的部分款项在进入虚拟货币交易平台前，曾流经过一张银行卡，顺着转账记录，公安机关找到了一个虚拟货币洗钱团伙，挖出了为首的作案人员吴某。

As a result of the investigation, Mr. Li’s stolen money was transferred to the virtual money-trading platform. Some of Mr. Li’s cheated money went through a bank card before entering the virtual money-trading platform, following the records of the transfer, and the public security agency found a virtual money-laundering group and identified the first of the perpetrators, Wu.

在吴某看来，买卖虚拟货币是一个“躺赚”项目。

In Wu's view, buying and selling a virtual currency is a “breathing for money” project.

比特币等虚拟货币的一度暴涨，让吴某发现买卖虚拟货币能赚取高额差价。明知“客户”的资金来路不正，吴某等人还是铤而走险。

An upturn in virtual money, such as bitcoin, has allowed Wu to discover that buying and selling virtual currency earns a high price difference. Knowing that “client” money is not the right way, Wu and others are still at risk.

为了赚取佣金，他和上游犯罪团伙配合，出资购买大量虚拟货币，将虚拟货币转至上游犯罪团伙的收币账户，通过加价“出售”赚取高额收益。

In order to earn the commission, he worked with the upstream criminal group to finance the purchase of large amounts of virtual money, transfer it to the upstream criminal group's currency accounts and earn high returns through the “sale” of the mark-up.

收币后，上游犯罪团伙再将赃款打入吴某等人掌握的银行卡中。一来一往，吴某不断发展“下线”，这个洗钱团伙逐渐壮大起来。

When the money is collected, the money is then pumped into the bank cards held by Wu and others. Once in a while, Wu continues to “underline” and the money-laundering group is growing.

通过绍兴警方的网络取证和侦破，吴某等7人被控制。近日，绍兴越城区检察院以涉嫌掩饰、隐瞒犯罪所得罪对吴某等7人提起公诉。公开资料显示，短短14天，吴某等7人就为该网络电信诈骗团伙洗白“黑钱”770万元。

Seven people, including Wu, have been brought under control through the police's online evidence and detection. In recent days, seven people, including Wu, have been prosecuted for covering up and concealing the proceeds of crime.

赃款流入境外交易所“漂白”

虚拟货币流转不留痕，具有匿名性、复杂性、跨国性特征，无需金融机构参与即可完成操作，难以追溯资金去向，成为不法分子为赃款“漂白”的新利器。

Virtual currency flows, which are anonymous, complex and transnational in character, can be carried out without the involvement of financial institutions, making it difficult to trace funds and becoming a new instrument for illicit elements to “float” stolen money.

利用虚拟货币进行非法集资、洗钱等犯罪行为的案件也不断增加。据中国裁判文书网统计，2018年，我国虚拟货币的传销类案件多达166起，2017年为94起，2016年为46起，2015年为10起，2014仅有5起，而近几年的案件年均增长率超过100%。2020年以来，国内各地警方破获关于虚拟货币犯罪的案件频繁被媒体披露。

There has also been an increase in the use of virtual currency for illegal fund-raising, money-laundering, and other criminal acts. According to the Chinese Network of Judicial Instruments, there were 166 cases in 2018, 94 in 2017, 46 in 2016, 10 in 2015, and only 5 in 2014, with an average annual increase of over 100% in recent years.

北京德和衡（上海）律师事务所合伙人安宁表示，他接触的虚拟货币洗钱案件，主要分为两类，一类是以虚拟货币作为幌子，开设虚假的交易平台等，进行诈骗的案件；另一类是以虚拟货币作为转移赃物的媒介，涉及洗钱罪，掩饰、隐瞒犯罪所得罪等。

The partner of the Beijing-German and Shanghai-Shanghai law firm stated that the virtual money-laundering cases to which he had been exposed fell into two main categories, namely fraud cases under the guise of virtual currency, the opening of false trading platforms, etc., and fraud cases involving virtual currency as a medium for the transfer of stolen goods, money-laundering offences, concealment, concealment of the proceeds of crime, etc.

以往，犯罪团伙较多采用提供资金账户进行转账或取现，通过购买理财产品，买卖房屋、车辆等方式协助转移资金。但这类资金转移方法能被追踪到流水记录，而利用虚拟货币洗钱的新型犯罪手法更隐蔽，洗钱团伙一旦将黑钱转去境外交易所，便给追回资金造成极大的难度。

In the past, criminal groups used financial accounts for transfers or take-off, assisting in the transfer of funds by purchasing property, buying and selling houses, vehicles, etc. However, such money transfers can be traced to streaming records, while the new criminal methods of money-laundering using virtual currency are more subtle, and money-laundering groups make it extremely difficult to recover money once they transfer it to an exchange abroad.

2020年3月，在上海市浦东新区公检法部门公布的一起虚拟货币洗钱典型案例中，一名涉嫌利用虚拟货币平台诈骗的嫌疑人集资诈骗了上千万元后，出逃澳大利亚，并授意妻子陈某将诈骗所得转移至海外。该名妻子供述，钱通过银行卡打给了两个比特币矿工，兑换密钥，给了丈夫，从而将资金绕过外汇管制。身处澳大利亚的他，可以直接将虚拟货币兑换成澳元。

In March 2020, in a typical case of virtual currency money-laundering published by the Public Prosecution Service of the New District of Shanghai, a suspect suspected of fraud using virtual money platforms fraudulently solicited tens of millions of dollars, fled Australia and instructed his wife to transfer the proceeds of the fraud abroad. The wife confessed that the money was given to two bitcoin miners through a bank card, exchanged keys and given to her husband, thereby circumventing foreign exchange controls. In Australia, he could directly convert the virtual currency into Australian dollars.

夫妻双方里应外合的境外洗钱操作，将两类诈骗手段都发挥得淋漓尽致。

Both types of fraud are exploited by offshore money-laundering operations between spouses.

业内人士认为，虚拟货币洗钱有可能成为区块链世界长时间的犯罪威胁。加密虚拟货币的去中心化属性，让侦查部门面临资金难以查控、操作人员难以关联、电子证据难以获取等多方面困难。对此,侦查部门应以区块链技术为依托，优化反洗钱系统，完善电子证据取证工作,健全反洗钱数据监测预警体系。

The decentralized nature of encrypted virtual currencies makes it difficult for the investigating authorities to detect funds, connect operators, and access electronic evidence. In this regard, the investigating authorities should rely on block-link technology, optimize anti-money-laundering systems, improve electronic evidence-gathering, and improve early warning systems for monitoring anti-money-laundering data.

“网恋”对象竟教他为犯罪团伙洗钱

"Strong" is the one who taught him to launder money for a criminal gang.

赃款流入虚拟货币交易所的重要通道，是流经不易被识别的信用卡账户。福州警方近期侦破的洗钱案中，嫌疑人李某是因“网恋”稀里糊涂被带入了洗钱圈套。

An important route to the virtual money exchange is through credit card accounts that are not easily identifiable.

2020年春节，待业在家的李某通过抖音App认识了一位女网友小陈，双方很快坠入爱河。小陈告诉李某，手机刷单能赚钱，李某想也没想就向小陈请教“经验”。根据小陈的指示，李某下载了聊天软件App、绑定了银行卡和身份信息后便开始了第一笔的“刷单”。仅一天便赚取了2000元。尽管李某觉得事有蹊跷，但并未停下刷单的“手速”。

In the spring of 2020, Lee, who was waiting for work at home, met a woman online friend, Chen, who quickly fell in love. Chen told Li that mobile billboards make money, and Li didn't want to ask Chen for experience. According to Chen's instructions, Li downloaded chat software apps, tied bank cards and identity information, and started his first “books”. In one day only, 2000 was earned. Although Li thought things were wrong, he didn't stop to draw the bill's “hand speed”.

今年1月，福州三叉街派出所民警在侦办一起网络投资诈骗案时，发现李某名下的一张银行卡资金流水竟然达到500多万元，民警立即出动将李某抓捕归案。面对自己银行卡打出的资金流水，李某只能低头认罪。他在小陈的指导下，通过出租、出借、出售银行卡，帮助犯罪分子用虚拟货币“漂白”了一部分赃款，成为了犯罪分子的帮凶。

In January, while investigating a cyber-investment fraud, the police officers at the Trident Street police station in Fuzhou discovered that a bank card in one of Li's names had reached over $5 million, and the police immediately went out and arrested Li. In the face of the money that had come out of their own bank cards, Li could only plead guilty. Under Chen's guidance, he helped criminals “float” part of their money in virtual currency and became accomplices to criminals.

安宁说，要减少这类信用卡被犯罪团伙利用成为洗钱工具的行为，监管部门要从三方面加强管理：

Pilgrims say that in order to reduce the use of such credit cards by criminal groups as a tool for money-laundering, the regulatory authorities need to strengthen their management in three ways:

一是加强银行卡的管理。近些年，犯罪分子经常购买、借用、冒用他人身份申领银行卡，并用于犯罪活动，公安部等部门近期开展“断卡”行动，目标就是打击此类行为。

In recent years, criminals have frequently purchased, borrowed, fraudulently applied for bank cards and used them for criminal purposes.

二是加强对资金异动的监控。银行等金融机构，要加强对资金交易行为的实时监控，对有异动的资金流转，要及时采取临时限制措施。

Financial institutions, such as banks, need to strengthen the monitoring of money transactions on a real-time basis.

三是加强对第三方支付平台、网络科技公司的监管和法治宣传，强化对第三方支付、网络科技公司的合规经营义务，防止为犯罪分子提供资金通道和技术手段。

The third is to strengthen the regulation and promotion of the rule of law for third-party payment platforms, web-based science and technology companies, to strengthen compliance obligations for third-party payments, web-based science and technology companies, and to prevent the provision of financial access and technical means to criminals.

编辑：陈羽 视频制作：唐燕飞

== sync, corrected by elderman == @elder_man

文章来源：上海证券报

Source: Shanghai Securities Journal

上海警方一举捣毁搭建虚假虚拟币平台实施诈骗团伙

Shanghai >........................................................... strong.......................................................................................................................................................................................

民警将犯罪嫌疑人押解回上海 浦东公安供图

The police took the suspect back to Shanghai.

中新网上海5月1日电(殷立勤 马晓杰) 如今，“区块链”、“虚拟币”等新型投资方式的高回报率，让人心动不已。而不法分子就抓住了投资者想要获得“高收益”、“高回报”的心理，建立虚假投资平台，利用网络直播间，通过“主播宣传”的新型形式，实施诈骗。

Today, the high rate of return on new forms of investment, such as block chains, virtual coins, is overwhelming. By default, the French have captured investors’ desire for “high returns,” “high returns,” creating false investment platforms, using live webcasts, and defrauding through new forms of “broadcasting.”

近日，浦东江镇地区发生一起投资理财被骗案，案值80万元。上海市公安局浦东公安分局反诈打击专班民警接报后，对该案信息进行梳理，发现该诈骗案不是以往简单的投资理财形式，而是运用虚假投资平台进行虚拟币诈骗，其幕后更是有一成熟的诈骗团伙在运作。

In recent days, there has been an investment fraud in the town of Pudongjiang, valued at $800,000. After receiving the report, the police officer of the police department of the Shanghai Public Security Bureau, Pudong Public Security Bureau, who is specializing in anti-fraud operations, sorted out the information and found that the fraud was not a simple form of investment finance in the past, but rather a virtual currency fraud using a false investment platform, behind which a mature fraud ring operates.

上海警方一举捣毁搭建虚假虚拟币平台实施诈骗团伙 浦东公安供图

Shanghai police broke down a fake virtual currency platform and set up a fraud ring.

为了全盘掌握该诈骗团伙的运作模式，反诈打击专班民警进行了深入排摸。民警通过侦查发现，该团伙组织严密、分工明确，分为技术开发团队、技术维护团队、讲师团队等层级。里面的核心成员通过建立虚拟币虚假投资平台，再由下游产业通过网络直播间进行“直播式宣传”。

In order to have a complete picture of how the fraud group operates, the anti-fraud squad of the civilian police has conducted a thorough mapping exercise. The police have detected that the group is well organized and clearly divided into technical development teams, technical maintenance teams, teams of lecturers, etc. The core members of the group are “live publicity” by the downstream industry via live webcasts, through the creation of virtual currency false investment platforms.

从而吸引广大投资者进行虚拟币的投资，大肆敛财。为了躲避侦查，该平台采用了由投资人自持的国际通用虚拟货币入金的方式，入金伊始就将投资人入金的国际通用虚拟货币通过相关平台兑换成现金，据为己有。

In order to avoid detection, the platform uses the investor-owned international universal virtual currency infusion, which is converted into cash from the investor-initiated to the relevant platform at the outset of entry.

在掌握情况后，反诈打击专班与惠南公安处组成专案组。“大兵团”作战，多部门配合支撑，进一步凸显多警种联动叠加效能。各部门各司其职，协调一致，有条不紊，捆绑运作，联动联侦，形成紧密合作。专案组民警分别前往西安、运城、成都、东莞等地开展现场踏勘，为集体收网抓捕做足准备。

As soon as we have the information, the Anti-Treatment Unit and the Huinnan Public Security Service form an ad hoc team. The “Soldier Corps” fights with the support of a multi-sector approach, further highlighting the multiplicity and effectiveness of the police force.

时机成熟后，抓捕的“集结号”随之吹响，专案组民警一举在多省多地抓获129名诈骗团伙成员，当场缴获手机299部、电脑80台，银行卡等10余张。该诈骗案件的成功侦破，是分局各部门挑战新型虚拟货币诈骗的首次尝试，是反诈打击专班着力培养研判专业人才的成效展现。专班始终将人才培养作为重点工程来抓，秉持“人才是核心竞争力”的理念，不断完善“双师带教”机制，通过以战代训、专题讲座、案例讲评等形式，着力培养提高民警的手段应用能力、研判分析能力、深挖扩线能力。

When the time was ripe, the capture of the “convergence” came to an end, and the task force's civilian police captured 129 members of the fraud syndicate in many provinces, and seized 299 mobile phones, 80 computers, bank cards, and more than 10 others. The fraud case was successfully detected as a first attempt by the divisions to challenge the new virtual currency fraud, and as a demonstration of the effectiveness of the anti-fraud workshop, which focused on training professionals.

民警将犯罪嫌疑人押解回上海 浦东公安供图

The police took the suspect back to Shanghai.

经专案组审讯，该团伙主要成员戴某等人，对利用虚假虚拟币投资平台、反向带单方式实施诈骗的行为供认不讳。现相关涉案嫌疑人已被浦东警方依法刑事拘留。(完)

The main member of the group was interrogated by a task force in order to confess to the fraud committed using a false virtual currency investment platform, the reverse belt single. The suspect in question is currently being held in criminal custody by the police in Pudong, in accordance with the law. (concluded)

【文章来源：中国新闻网，版权归原作者，如有侵权，联系删除,转载请注明出处，特此鸣谢！】

[Source: China News Network, copyright returned to the original author; in case of infringement, contact delete. Please specify where you are.]

1、密码、验证码都没给，钱是怎么没的？

One, no password, no authentication code. How come the money isn't there?

2、男子被“女网友”骗2万元：上网求助“网警”“律师”又被骗3次

2. Men were defrauded by “women online” for $20,000: three more times by “lawyers” using the Internet to turn to the “cyber police”

3、BBGO云矿机理财-到处都造假，国人包装的传销资金盘！！

Three, BBGO's money-management machine - fakes everywhere, and the money-distribution board packaged by the Chinese!

防

Defensive.

骗

Liar.

攻

Attack!

略

Blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah.

天上不会掉馅饼、一夜暴富不可行；投资不能太大意、高额返利要当心；网帖不能当证明、资产背景莫轻信；宣传不能看数据、公司实况要查询；熟友不能不当心、合不合法要弄清；转账不能私对私、无凭无据理不明；被骗不能怕出丑、收集证据再报警；小编微信18679505701

There are no pies in the sky, no money in the night, no money in the world, no money in the world, no money in the world, no investment in it, no investment in it; no proof, no assets in the background; no publicity, no access to the data, no company in fact; no friendship, no law in it; no money transfers, no evidence, no evidence, no fear of shame, no evidence to report it to the police; micro-mail 18679505701.

更多防骗知识请关注防骗大联盟（FPDLM2020）

More knowledge about fraud prevention. Focus on the Great Alliance for Fraud Prevention (FPDLM-2020)