虚拟货币到底是什么？如何避免虚拟货币传销骗局？

金属货币的辉煌 —— 金银铸币，稀有而贵重，正如马克思所言：“金银非天生货币，货币却天生金银。”

The glory of the metal currency — gold and silver mounds, rare and precious, as Max said: “Gold and silver are not natural currencies, but they are natural”.

信用货币的兴起 —— 纸币铜钱，依托国家信誉，价值非自持，而是信之所赋。

The rise of the — coins and coins in banknotes, based on the credibility of the nation and not on its own value, but on faith.

步入现代，货币形态更迭:

In modern times, currency patterns change:

电子化的步伐 —— 法定货币的数字化身，银行卡、微信支付宝，数字跳动，实则法定货币的信息化足迹。

The pace of - digital incarnation of statutory currencies, bank cards, micro-mail payment treasures, digital jumps, real informative footprint of legal currencies.




数字货币的前沿 —— 如DCEP，非简单支付工具，而是法定数字货币，与存款等值，尚待正式登场。

The frontier of - such as DCEP, which is not a simple payment tool, but a legal digital currency, which is equal to the deposit, has yet to be officially inaugurated.



**虚拟货币：另类舞台**


虚拟货币，如比特币，非官方认可：

Virtual currency, e.g. bitcoin, unofficially recognized:




无央行背书，无国家信用，如同空中楼阁，却因地下交易的匿名性而风靡。

No central bank endorsements, no State credit, like airhouses, have been emboldened by the anonymity of underground transactions.




技术上，比特币的去中心化，虽理念超前，交易效率却低得令人摇头，一次交易，短则一刻，长至半天，日常使用，实难想象。

Technically, the decentralization of Bitcoin, despite its advanced philosophy, is incredibly inefficient, with one transaction, one moment, half a day, daily use.





比特币的炒作，常被夸大为法定货币的潜在替代，实则是资本的游戏场，虚拟股市般存在，切勿盲目跟进。

Bitcoin's ploys are often exaggerated as a potential substitute for the legal currency. They are capital playing fields, virtual stock markets exist and should not be followed blindly.

**区分界限，谨防陷阱**


至于Q币等，更是游戏内的虚拟代币，远离货币本质。小尉温馨提醒：投资需谨慎，防范假币名目下的金融诈骗，慧眼识金，方为上策。

As for Queens and others, they are virtual tokens in the game, far away from the nature of the currency. Lieutenant-in-law’s warmth warns that investment needs to be careful against financial fraud under false currency names.