持续获得稳健收益，DMEX即将上线定期理财业务

进入2022年以来，加密市场开始从去年的火热慢慢转凉，“囤币”静待市场回归成为很多投资者的选择。但“囤币”无法对持有的加密货币数量进行增长。最重要的是，加密市场持续下行致使众多“囤币”用户选择出借加密货币以求理财增值，市场上也出现众多类型的加密货币理财服务。

Since entering 2022, the encryption market has begun to cool down from last year’s heat, with the “banking” waiting to return to the market becoming an option for many investors. But “banking” cannot increase the number of encrypted currencies held.

相对于某些国家的法定货币表现，主流加密货币的价格则显得更稳定，从投资者对加密市场转凉和法币贬值后所作出的反应便可以看出，加密货币在价值储存方面具有天然的优势。但对于加密货币本身来说，价格波动性较高是常态，尤其是对当前加密市场的低迷大环境而言，也让广大持有加密货币的用户手足无措，长期看好加密市场的涨势却受困于当前的低迷市场。不想套现出场，却又抵挡不住市场环境的影响，情绪无法把控进而导致操作失误。?

The price of the mainstream encrypted currency is more stable than that of the statutory monetary performance of some countries, as shown by investors’ responses to the cooling of the cryptomarket and the devaluation of the French currency, which have a natural advantage in value storage. But higher price volatility is normal for the encrypted currency itself, especially in the context of the current slump in the encryption market.

因此，一款能实现加密货币稳健保值增值的产品，成为广大普通持币用户的迫切需求。为此，去中心化算力金融服务平台DMEX（dmex.finance）即将上线面向所有持币用户的加密资产定期理财产品，为用户配置一份稳健的增值资产。

As a result, a product that can add value to the secure value of an encrypted currency becomes an urgent need for a wide range of ordinary currency-holding users. To this end, the decentralized financial services platform, DMEX (dmex.finance), is about to go online to all currency-bearing users to manage their encrypted assets regularly and equip them with a robust value-added asset.

届时，用户可根据自己的投资需求在DMEX平台选择不同时间周期的定期理财产品，享受收益稳、风险低、期限灵活的投资收益，实现加密货币的保值增值。那么，DMEX定期理财适合哪些用户呢？?

At that time, users can select periodic property items for different time cycles at the DMEX platform, depending on their investment needs, to enjoy a steady return, low risk, flexible investment returns, and to add value to the value of the encrypt currency. So, which users would the DMEX manage regularly?

1）新手炒币用户大多数新手用户在加密市场中只想获得更多收益，对加密货币不够了解，导致在投资过程中更多是不当的投机导致亏损，相比较而言，选择DMEX定期理财可以在一段时间内获得较为稳定的收益，风险更小。?

1) Most of the newcomers in the encryption market only want more returns, lack of knowledge of the encrypt currency, leading to more undue speculation in the investment process leading to losses and, in comparison, less risk than a more stable return over a period of time on the selection of DMEX for regular financial management.

?2）熊市行情?加密货币投资者最不喜欢哪种行情？不是暴涨暴跌也不是长久下行而是横盘。当市场处于长期横盘阶段，此时购买期限合适的定期理财产品，到期日结算时，由于DMEX定期理财是币本位结算，可以分摊投资者因为币价暴涨暴跌造成的巨大损失。而对于那些只盼望币价持续上涨，横盘阶段无法通过炒币获得更多收益的新手用户，DMEX定期理财会是更优选择。?

When the market is in a long-term phase, when the appropriate period for purchasing property is set, and when the maturity date is settled, DMEX can share the huge losses of investors as a result of currency price hikes and drops. And for new users who expect only currency price increases to continue to rise, DMEX’s regular management of money will be the better option?

3）经验丰富的投资者?经验丰富的投资者，对自己的行情判断更有信心。如果在接下来一段时间里，行情始终处于低迷震荡，甚至有下跌趋势，但自己无法预估行情底部的时候，定期理财就是一个绝佳的稳健投资方式。?

An experienced investor? experienced investors have greater confidence in their own behavior.

4）保守型投资者?还有一些投资者投资比较保守，不祈求资产翻倍，只是把加密市场上投资当做是一种理财行为，希望资产保值、增值。目前市场上的理财方式主要有活期类的持币生息、Staking挖矿等，而定期理财则灵活透明，收益率也远高于这些理财方式的平均水平。?

4) Conservative investors? some investors invest more conservatively, not begging for a doubling of their assets, but simply view investment in the encrypted market as a fiscal act, hoping to preserve and add value.

5）长线投资者?长线投资者不在乎短期的涨跌，买入加密货币后会一直持有，直到币价到了一定的价位才会出手。DMEX定期理财就比较适合这些投资者，短期内如果币价很难达到这个高度。投资者可有利用定期理财的方式不断的增加自己的持币量，正所谓熊市赚币牛市赚钱，用户也可以获得不错的稳健收益。

Long-line investors? long-line investors do not care about short-term ups and downs, and buy in encrypted currencies until they get a certain price. DMEX’s regular financial management is more appropriate for these investors, and it is difficult to reach that level in the short term. Investors can increase their currency holdings in a way that allows them to use regular monetary management, so that the so-called bear markets make money, and users can earn good and steady returns.

6）组合投资者?俗话说“不要把鸡蛋放在一个篮子里”，组合投资者喜欢多种投资方式，不仅会选择激进的期货合约投资方式，还会将一部分资产拿出来选择长线囤币、加密货币理财等投资方式。而DMEX定期理财这种不管币价涨跌都可以保证用户获得稳定的收益，更适合组合投资者。?

Portfolio investors? used to say, “Don’t put eggs in a basket.” Portfolio investors prefer a variety of ways to invest, not only in radical futures contracts, but also in some types of assets, such as long-line money hoarding, encryption, and money management.

总的来说，DMEX即将推出的定期理财业务，能够让用户闲置的资产得到充分利用，用户只需要简单的操作就可以获得稳健的理财收益，安全又便捷。如果您对加密货币定期理财感兴趣，不妨关注下DMEX社区动态，留意定期理财业务上线时间......?

In general, DMEX’s forthcoming periodic financial management business allows users to take full advantage of their idle assets, and the user simply needs simple operations to obtain sound financial management benefits that are safe and easy. If you are interested in the regular financial management of encrypted currencies, you should pay attention to the dynamics of the DMEX community and keep an eye on the regular online processing of financial transactions...?

DMEX·去中心化算力金融服务平台

DMEX Decentralised Financial Services Platform